Larry’s View

Larry’s view on any and everything.

Bank phishing mail

Not sure about you but I am sick of the amount of bank phishing Email that keeps dropping into my inbox. It is a daily event which needs to be sorted out and my finger points mainly to ISPs. When I contacted my ISP the response to say the least was dismal when they got round to responding after nearly 3 weeks ( Tiscali take note). The classic answer was, have you set the spam filters up, well what do you say to that genius who took all of 1 nano second to reach that momentous conclusion. With the technology available do they not have the capability of tracking Spam/Phishing mail bounce back and block/delete these accounts and black list the IP addresss.

Where the banks lie on this matter is open to debate as well as i have sent some of these mails to their phishing mail departments and have had a total of nil response. What is the point of having them as they are either not even staffed or do not care as it does not make them any money or loss to their balance sheets.

HSBC

NATWEST

Lloyds TSB

ALLIANCE & LEICESTER

CITI BANK

BANK OF AMERICA

To name a few who have not replied.

The only company who always respond is PayPal.

As far as I can see it is a lack of willingness on the part of ISPs to start making inroads into this plague that is assailing us on a daily basis. Maybe time governments started legislating against this pest.

I welcome comments on this subject.

Larry

 

 

May 9, 2008 Posted by larry50 | Blogroll, Consumers, Moans & Groans | | No Comments

Listbandit.com complete rubbish and waste of time.

Yet another so called list builder from Gary Ambrose that promises to deliver but fails totally. Forget all the very clever sales pitch that this site can build your list and increase your sales. Only thing if you get the flawless diamond upgrade $197  at the start is the  extra mailing every 3 days to the already saturated mailing list by the big players. If you show any potential complaints or dissent in the forum you are stamped down by the moderators who are obviously a part of the Ambrose gang. And when some of these individuals are singing the praises about how they have signed up over 1000 members into list Bandit within days good for them when they have large list in the firstplace from other sites etc and a few well placed freebies to entice them to join. Not so good for the small operator just starting in the business.

And again a real issue that sends me into a real rage is the total lack of customer support when a help desk ticket is submitted. You wait days for a reply and nothing, which is not the way to run a business. If you take peoples money at least have the decency to help them with any problems they may have.

Through this absolute dire state of affairs I have cancelled my acount and wasted $197 but for peace of mind I will never sign up for another Ambrose related site.

Be warned.

Lawrence 

December 11, 2007 Posted by larry50 | Blogroll, Consumers, marketing-software-internet | | 1 Comment

Phone scam,please take care!

ABOUT AREA CODE

We actually received a call last week from the  809  area code.  The woman said ‘Hey, this is Karen. Sorry I missed you–get back to us quickly. I Have something important to tell you.’ Then she repeated a phone number beginning with   809 ‘We didn’t respond’.

Then this week, we received the fol lowing e-mail:

Subject:  DON’T EVER  DIAL AREA CODE  809 , 284  AND 876

THIS IS VERY IMPORTANT INFORMATION PROVIDED TO US BY AT&T. DON’T EVER DIAL AREA CODE  809

This one is being distributed all over the US . This is pretty scary, especially given the way they try to get you to call.
Be sure you read this and pass it on.
They get you to call by telling you that it is information about a family member who has been ill or to tell you someone has-been arrested, died, or to let you know you have won a wonderful prize, etc.
In each case, you are told to call the 809  number right away. Since there are so many new area codes these days, people unknowingly return these calls.

If you call from the   US , you will apparently be charged $2425 per-minute.

Or, you’ll get a long recorded message. The point is, they will try to keep you on the phone as long as possible to increase the charges. Unfortunately, when you get your phone bill, you’ll often be charged more than $24, 100.00.

WHY IT WORKS:

The  809  area code is located in theBritish Virgin Islands (The Bahamas).
The charges afterwards can become a real nightmare. That’s because you did actually make the call. If you complain, both your local phone company and your long distance carrier will not want to get involved and will most likely tell you that they are simply providing the billing for the foreign company. You’ll end up dealing with a foreign company that argues they have done nothing wrong.

Please forward this entire message to your friends, family and colleagues to help them become aware of this scam

Sandi Van Handel
AT&T Field Service Manager
(920)687-904
Additional information on these area codes can be found from ATT at:
http://www.consumer.att.com/consumertips/areacode.html

November 20, 2007 Posted by larry50 | Blogroll, Consumers | | No Comments

Visa/Mastercard Scam.

Please take this very seriously as it could cost you dearly, dont let others cause you pain.
Lawrence

SCAM ALERT
—————–

The Holiday Season is just a little bit down the road and the bad guys
are already trying to get free stuff by using your credit.   

New Credit Card Scam Snopes.com says this is true.   See this site -
http://www.snopes.com/crime/warnings/creditcard.asp This Snopes site
says TRUE.

This one is pretty slick since they provide YOU with all the
information, except the one piece they want.  What the scammers want is the
3-digit PIN number on the back of the card.   Don’t give it to them.
  Instead, tell them you’ll call VISA or Master card directly for verification
of their conversation.

Note, the callers do not ask for your card number; they already have
it.  This information is worth reading.  By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you’ll be better prepared
to protect yourself.

One of our employees was called on Wednesday from ‘VISA’, and I was
called on Thursday from ‘Master Card’.

The scam works like this: Person calling says, ‘This is (name), and I’m
calling from the Security and Fraud Department at VISA. My badge
number is 12460.  Your card has been flagged for an unusual purchase
pattern, and I’m calling to verify.  This would be on your VISA card which was
issued by ( name of bank).  Did you purchase an Anti-Telemarketing
Device for $497.99 from a Marketing company based in Arizona ?’nbsp;When
you say ‘No’, the caller continues with, ‘Then we will be issuing a
credit to your account.  This is a company we have been watching and the
charges range from $297 to $497, just under the $500 purchase pattern
that flags most cards.  Before your next statement, the credit will be
sent to (gives you your address), is that correct?’

You say ‘yes’.  The caller continues - ‘I will be starting a Fraud
investigation.  If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for Security.

You will need to refer to this Control Number.  The caller then gives
you a 6 digit number.  ‘Do you need me to read it again?’

Here’s the IMPORTANT part on how the scam works.  The caller then says,
‘I need to verify you are in possession of your card.’  He’ll ask you
to ‘turn your card over and look for some numbers.’  There are 7
numbers; the first 4 are part of your card number, the next 3 are the
security Numbers’ that verify you are the possessor of the card.  These are
the numbers you sometimes use to make Internet purchases to prove you
have the card.  The caller will ask you to read the 3 numbers to him.
  After you tell the caller the 3 numbers, he’ll say, ‘That is correct, I
just needed to verify that the card has not been lost or stolen, and that
you still have you rcard.  Do you have any other questions?’  After
you say, ‘No,’ the caller then thanks you and states, ‘Don’t hesitate to
call back if you do’, and hangs up.

You actually say very little, and they never ask for or tell you the
Card number.  But after we were called on Wednesday, we called back
within 20 minutes to ask a question.  Are we glad we did!  The REAL VISA
security Department told us it was a scam and in the last 15 minutes a new
purchase of $497.99 was charged to our card ..

Long story - short - we made a real fraud report and closed the VISA
account.  VISA is reissuing us a new number.    The real VISA told us
that they will never ask for anything on the card as they already know the
information since they issued the card!  If you give the scammers your
3 Digit PIN Number, you think you’re receiving a credit.  However, by
the time you get your statement you ‘ll see charges for purchases you
didn’t make, and by then it’s almost too late and/or more difficult to
actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from
a ‘Jason Richardson of Master Card’ with a word-for-word repeat of the
VISA scam.  This time I didn’t let him finish.  I hung up!  We filed a
police report, as instructed by VISA.  The police said they are taking
several of these reports daily!  They also urged us to tell everybody
we know that this scam is happening .

Please pass this on to all your family and friends.  By informing each
other, we protect each other.

October 30, 2007 Posted by larry50 | Blogroll, Consumers | | 3 Comments

Consumers Now Able to Legally Burn DvDs and CDS

By: Kristin Gabriel

 

Recent news released on September 19, 2007 by the DVD Copy Control Association (DVDCCA) now allows consumers to legally record content in their own homes including movies offered by the content owners. They can also obtain special content that is now unavailable on DVDs, since the existing demand does not economically allow the mass reproduction. The DVD Copy Control Association (DVDCCA), gave the final approval of a copy-protection specification for on-demand disc burning.

Final approval of the copy-protection specification, which is called Content Scramble System (CSS), was authorized by DVD CCA members. An industry copy prevention organization, the DVD CCA’s approval authorizes companies to sell digital downloads for on demand viewing.

The ruling also allows consumers to download the content and burn it to a physical DVD — a move that could dramatically change the way movies are sold. This way, movies bought over the Internet can now be burned onto a DVD that can play on any machine, anytime, anywhere.

The Content Scramble System (CSS) is a copy protection used on most commercially produced DVDs, vendors can now create protected DVDs in custom runs.

There are companies now offering On Demand Production enabling customers to create, publish and deliver custom content for DVD and CD distribution worldwide.

“Interestingly, nobody thought about the fact that some day there would be something called the Internet where people could download content back when DVDs were invented twenty years ago,” said Raj Barman, president and chief executive officer of Acutrack, Inc.

The problem is that consumers still need a fast Internet connection, a DVD burner and DVD discs, plus they would have to hand write the title onto the disk.

New On Demand engines are able to download content from a distributor’s site and produce a physical DVD with professional retail printing and packaging, then mail it on demand as consumesr make a DVD request. This gives customers the ability to produce and ship custom packaged CDs or DVDs one at a time. Ideal for customer’s who are selling downloadable content, On Demand Production allows manufacturing of CDs and DVDs on an as needed basis, eliminating the up-front costs of producing multiple titles normally associated with CD/DVD production.

Standard DVD players are hardwired with the keys to unlock the digital security system built into pre-recorded DVDs, but DVD burners on computers and writeable DVD discs don’t contain the locks.

CSS was devised for this purpose to make copyright infringement difficult. This special process uses special blank DVDs with CSS encryption. Copies are compatible with DVD players in businesses and homes today.

Rresponsible for making sure that all parties have agreed, the DVD CCA’s standards allowed the digital locks to be included in a downloaded movie file and then transferred to a protected DVD to work on current players.

Article Source: http://www.webucation-education.com/articles

 

Acutrack, Inc. enables customers to create, publish and deliver custom content for DVD and CD distribution worldwide. The company provides fast, high-quality On Demand Production CD and DVD production plus video editing, DVD authoring, graphic design, printing, and a variety of packaging, copy protection and fulfillment services.

October 4, 2007 Posted by larry50 | Blogroll, Consumers | | No Comments